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1. The Real Estate Condition Report (RECR): Your Legal Disclosure Responsibility Under Wisconsin law, most sellers must complete and provide a Real Estate Condition Report (RECR)—also known as the seller’s …
For all you Swifties out there – this unofficial nickname refers to a new Rhode Island tax targeting non-owner-occupied residential properties assessed at $1 million or more. It imposes an …
National Picture: Buying Power Shrinks Sharply Only 28% of U.S. homes are now affordable for a median-income household, down from 55.7% in 2019. This steep decline highlights how much harder …
While the often-cited figure of a 70-year-old average homebuyer may exaggerate the reality, the data do confirm a clear trend: the homebuying population is getting older. What the Numbers Show …
Name: Sarina Bourdaux Job Title: Research Coordinator We’re excited to feature Sarina in our September Employee Spotlight! Years at Capitol Lien: One year What’s a unique skill or perspective you bring to your …
Thinking of retiring in the Badger State? Based on an article from Stacker.com featuring Niche’s rankings, here are the top 25 counties to retire in Wisconsin—plus a few standout towns …
Here’s a concise guide to where “Safe at Home”–style protections (address confidentiality/property shielding) are active in the U.S., and what they mean for title research. Where these laws are active …
In today’s globalized economy, offshoring has become a common strategy for businesses seeking to cut costs. The title industry has not been immune to this trend, with some companies outsourcing …
Flood insurance is a specialized policy designed to cover damage caused by flooding—an event typically excluded from standard homeowners’ insurance. The National Flood Insurance Program (NFIP), administered by FEMA and …
A significant shift is underway in the U.S. housing market—an increasing number of homes are selling for below their original listing price. This change signals a cooling market, offering buyers …
The Torrens system is a land registration framework that simplifies property ownership verification by issuing a Certificate of Title, which is definitive proof of ownership under state supervision. Unlike the …
What’s Going On? The Project in QuestionThe lawsuit targets a lavish housing development known as The Vista at Mauna Kea Resort on Hawaii’s Big Island. The project is valued at …
The selection of a legal entity is one of the most consequential decisions a business can make, with implications for liability, taxation, governance, and growth. While startups typically prioritize simplicity …
The U.S. housing market has officially hit a historic milestone—but not the kind that sparks celebration. According to recent national data, home sales have dropped to their lowest level in …
Mineral rights refer to the ownership of the subsurface resources beneath a parcel of land, including valuable commodities like oil, gas, coal, precious metals, and other minerals. These rights can …
What Is the FHFA Title Acceptance Pilot? Announced on March 7, 2024, the Federal Housing Finance Agency (FHFA) launched the Title Acceptance Pilot as part of broader efforts by the …
As digital assets become increasingly integrated into corporate finance strategies, understanding the tax implications of cryptocurrency holdings is essential for compliance and strategic planning. Corporations engaging with cryptocurrencies—whether through direct …
Tyler Jorenby Job Title: Developer We’re excited to feature Tyler in our August Employee Spotlight! Years at Capitol Lien: 4 years What’s a unique skill or perspective you bring to your …
In a positive shift for the state housing market, Wisconsin recorded an 8.1% increase in existing home sales during June 2025, compared to the same month in 2024—the first June …
Interest Accruing on Student Loan Debt & the Current Economy Let’s take a look at the resumption of student loan interest starting August 1, 2025, and discuss the mounting economic …
It’s no secret that the real estate sector has fallen victim to fraud in different forms, but recently, there have been more reports of hacking county recorders’ or register of …
Over the past 15 years, the real estate market has undergone dramatic shifts, and among the most notable trends is the sharp decline in first-time homebuyers. Once a dominant force …
Here’s a detailed look at the current value of the U.S. Dollar Index and what analysts expect for the second half of 2025: Current Value of the U.S. Dollar The …
A&E’s upcoming 12‑episode series, Betting on Beloit, showcases billionaire Diane Hendricks—founder of ABC Supply Co., and Wisconsin’s wealthiest resident—and her daughter, Konya Hendricks Schuh, as they breathe new life into …
When purchasing or inheriting real estate in Wisconsin, it’s important to understand the different ways property can be owned and transferred. Two common forms of property ownership are Survivorship Marital …
Geoff Dugal Job Title: Administrative Assistant We’re excited to feature Geoff in our July Employee Spotlight! Years at Capitol Lien: 1 year What’s a unique skill or perspective you bring to …
“Buy Now, Pay Later” (BNPL) services—offered by companies like Affirm, Klarna, Afterpay, and PayPal—have exploded in popularity over the past few years. They allow consumers to make purchases and pay …
In a real estate landscape marked by rising home prices, inflation, and student debt, Millennials and Gen Z are rewriting the traditional playbook on homeownership. No longer confined to the …
The prospect of a new war in the Middle East carries serious geopolitical and economic consequences—and the ripple effects could reach deep into the U.S. housing market. While it’s impossible …
In the wake of financial reform discussions and a housing market constantly shifting under economic pressures, the long-debated question of whether to publicize Fannie Mae and Freddie Mac—two government-sponsored enterprises …
Capitol Lien has once again been recognized as one of Minnesota’s Top 200 Workplaces in 2025 by the Star Tribune, achieving #23 in the Small Business category. In addition to …
After years of an aggressive seller’s market characterized by bidding wars, sky-high prices, and historically low inventory, the U.S. housing market has finally pivoted in 2025 — and buyers are …
Over the past four decades, the demographic profile of U.S. homebuyers has undergone a significant transformation. In 1981, the median age of all homebuyers was 31 years, with first-time buyers …
As the U.S. and global markets shift toward renewable energy, large-scale solar and wind energy projects are booming. From sun-drenched deserts to rural farmland and offshore coastlines, developers are racing …
Felonice Merriman Job Title: Marketing and Communications Specialist We’re excited to feature Felonice in our June Employee Spotlight! Years at Capitol Lien: A little over a year 1, What’s a unique skill …
President Donald Trump’s “One Big Beautiful Bill Act,” recently passed by the House, introduces significant changes with potential implications for the U.S. real estate sector. While the bill aims to …
At Capitol Lien, we take pride in our accuracy, diligence, and dedication to getting it right the first time. But when things do need a second look, we’re grateful to …
Capitol Lien is excited to announce that Database Direct®, our self-serve platform for UCC Search & File, is now available in Idaho! With Database Direct, enjoy: Nationwide UCC Filings: Fast, …
Post-lien searches are the best way to ensure your intentions are properly reflected on recordfor all to see when considering your UCC filing procedures. It comes down to three critical …
Foreclosure activity across the United States has turned noticeably higher in 2025, reversing a multi-year lull that followed pandemic-era protections. Data from leading property analysts show both foreclosure starts (when …
Port Washington, Wisconsin is poised to host one of the Midwest’s largest digital infrastructure projects after city officials approved a development agreement for an $8 billion, multi-building data center campus …
